Buy a Flat in Bangalore – Here is all you need to know about Khata

Buy a Flat in Bangalore
Introduction

If you have purchased or wanting to buy a Flat in Bangalore, you must have come across the term A Khata and B Khata which baffles most new home owners. Through this blog post we hope to demystify some of these terms and help you better understand the differences, significances of these documents and also how you can get them. Buy a Flat in Bangalore – Here is all you need to know about Khata

A Khata

A Khata contains all the necessary data regarding a portion a land and is therefore an account assessment of the property. Khatas are the assessment of property that is issued to owners/residents of Bengaluru by the Bruhat Bengaluru Mahanagara Palike (BBMP). It serves as a significant document while trying to obtain a loan from a bank or a building/trade license. There are two types of Khata that are issued – Khata A and Khata B. The A Khata and B Khata are documents confirming the ownership of a property via the taxes paid by the titleholder to the BBMP. ‘

The notion of Khata was started in 2007 by the BBMP to resolve the muddle of collection of property taxes. In order to reform the process of tax collection and reduce redundancy, the concept of ‘Khata’ was announced by the BBMP.*The first register, called A Khata listed the fully legal properties in Bengaluru, while a separate register called B Register was maintained by the BBMP detailing the illegal/semi legal properties in the city*.

Difference between A Khata and B Khata
A Khata
  • Legal property for which property owner has duly paid the property taxes
  • Can apply for loans, building or trade licenses
  • Civic charges
  • Legal and requires no other changes
B Khata
  • Illegal and semi-legal properties demarcates by the BBMP
  • Cannot apply for licences or loans and since the Karnataka High Court order in 2014, it cannot be legalized without due process
  • Civic Charges are paid or not paid
  • Can be converted to A Khata on payment of property taxes due till date, DC Converted Property and on payment of ‘Betterment charges’ as levied by the BBMP
Why should you have a Khata certificate

A title deed is a legal document through which a person derives title or ownership of the given property, however, on the other hand a Khata is an account of assessment of property for the payment of property tax, it only defines ownership does not confer it. A Khata is just a legal identification document containing all the details of a particular property. The general details which will appear in the document are the name of the owner, size of the building or land, exact location and other such important particulars. These details are useful when the owner has to file the property tax to BBMP.

What is a Khata extract?

This is imperative if you need to apply for a trade license and **buy a property**.

How you can get a Khata Certificate for your property

If one owns or [buy a property in Bangalore](http://www.pinclick.com/house-for-sale/), they need to buy an application form (Rs.10) from BBMP or you can alternatively download it online and submit it. It takes 15 days to process the application.

Such as

  • Title deed
  • Tax Paid (Till last payment)
  • Sketch of the property clearly showing boundaries and
  • Location of the site
  • Betterment charges
  • Encumbrance Certificate for vacant sites

Properties with minimal deviation can convert B-Khata to A-Khata for which the following is:

  • DC converted property documents
  • Tax till date
  • Betterment charges for conversion to BBMP

Khata certificates transferred on change of ownership or sale of property:

An attested copy of a sale deed and Encumbrance Certificate (EC). With a copy of the sale deed (Original and copy)

  • Application with documents at BBMP office
  • Revenue officers will visit your site in 15 days.
  • Registration fee is 2% of the Total Sale value

Unfortunately it doesn’t.  There are several judgments in the Karnataka High Court which state the same. The contentious issue is still under legal battles to give it a more powerful meaning.

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